Terms and Conditions

1. Introduction

Welcome to Lumina Insights. These Terms and Conditions govern your use of our website located at luminainsights.co.za and our market research, analytics, and trading tools. By accessing our services, you agree to be bound by these terms. If you disagree with any part of these terms, you may not access our services.

2. Intellectual Property Rights

Unless otherwise stated, Lumina Insights and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from Lumina Insights for your own personal use subjected to restrictions set in these terms and conditions.

• You must not republish material from Lumina Insights.
• You must not sell, rent, or sub-license material from Lumina Insights.
• You must not reproduce, duplicate or copy material from Lumina Insights.

3. Trading Tools & Market Data

Our trading tools and market insights are provided for educational and analytical purposes only. Lumina Insights does not provide financial advice. All trading involves risk, and you are solely responsible for any decisions made based on the data provided through our platform. We do not guarantee the accuracy, completeness, or timeliness of market data provided.

4. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our service.

5. Limitation of Liability

In no event shall Lumina Insights, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website whether such liability is under contract. Lumina Insights, including its officers, directors, and employees shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.